early it was n.ill. then it was tcu. as it turns out miami was the biggest and best bcs buster threat of the year. a competitive opening day loss at iowa kept them under the radar all year. they have not lost since. IF they win out including the mac championship game and a bowl game victory they will finish in my top 5. hats off to boise as well as there only loss was a 2 point loss to oregan st. schedule not as tough as miami but i'll give them a top 10 if they win out.