looking to invest in mutual funds

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25k or so non retirement..diversification is key........thoughts where to go
 

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I spent most of my career working for money managers that employed the typical buy and hold strategy associated with most mutual funds and sma's. I also worked for a tactical manager, and eventually came to the conclusion that buy and hold is a dying, outdated style.

There are some tactical funds around, but if you go through a fee-based advisor, you'll get access to daily tactical money management similar to that of an sma (without the high investment minimum associated with sma's or hedge funds). Tactical strategies are based on reacting to the market with high volume trading. The ETF universe is constantly expanding, giving tactical managers a lot to work with in building and trading their portfolios. It used to be difficult to tactically manage money because mutual funds would typically ban tactical managers (read: market timers), but with the ETF, they can trade as much as they want.

There are tax implications with tactical management, so be sure to talk to the money manager and your tax person about your specific situation before you invest.
 

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I spent most of my career working for money managers that employed the typical buy and hold strategy associated with most mutual funds and sma's. I also worked for a tactical manager, and eventually came to the conclusion that buy and hold is a dying, outdated style.

There are some tactical funds around, but if you go through a fee-based advisor, you'll get access to daily tactical money management similar to that of an sma (without the high investment minimum associated with sma's or hedge funds). Tactical strategies are based on reacting to the market with high volume trading. The ETF universe is constantly expanding, giving tactical managers a lot to work with in building and trading their portfolios. It used to be difficult to tactically manage money because mutual funds would typically ban tactical managers (read: market timers), but with the ETF, they can trade as much as they want.

There are tax implications with tactical management, so be sure to talk to the money manager and your tax person about your specific situation before you invest.

Sounds like a commerical, but good advice.
 

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wrong place to ask for this type of advice if you ask me??
 

Rx Local
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cgm focus fund Tick symbol cgmfx run by ken heebner holder guy but its his whole life
 

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Handicapper
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google. Its too long to mention.

In just a sentence, a fixed group of stocks normally linked to an index or sector that trades on the market like an equity.
You can buy and sell it anytime you want just like any other stock without having to deal with problems that MF's face.
 
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To make a responsible, educated recommendation of a mutual fund, a lot more information is needed:

- your risk tolerance
- your goals (i.e. growth vs. income)
- your investment time frame
- how many years you have until retirement
- an idea of your current portfolio holdings
 

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medium risk, growth, timeframe 3 plus yrs minimum, retirement over 20 yrs to go, current portfolio about 50k in 7 or so stocks
 

And thats why they play the game.
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Blackrock Global Allocation, Ivy Asset Strategy, Yacktman Focused, Fairholme, FPA Cresent

all great managers.
 

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To make a responsible, educated recommendation of a mutual fund, a lot more information is needed:

- your risk tolerance
- your goals (i.e. growth vs. income)
- your investment time frame
- how many years you have until retirement
- an idea of your current portfolio holdings

also,

  1. current debt and interest rates
  2. do you have 6 months income saved in an emergency fund?
 

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