Health insurers have issued guidelines saying they could deny coverage to people suffering from such conditions as acne, hemorrhoids and bunions.
Uninsurable conditions included pregnancy, and being an "expectant father" was grounds for "automatic rejection." So was having received "therapy/counseling" within six months of the application. There was also this more general disqualifier: "currently experiencing/experienced within the last 12 months symptoms for which a physician has not been consulted."
Health Net guidelines for 2006 say that people could be denied coverage or charged higher premiums if they were taking certain medications, including Zyrtec, an allergy remedy, and Lamisil, which is widely advertised as a treatment for toenail fungus.
Pregnant women could be rejected, as could expectant fathers, the document said.
Spytheweb:
So all of you who say you like your insurance is just sitting on a denial list waiting to have your name called when it looks like you're going to cost your insurance company too much money and you become a medical loss for them, then they drop/deny you.
So you better not get any of these conditions or many more not listed.
Support single payer HR 676, will save 400 billion dollars a year and cover every US citizen.
http://www.washingtonpost.com/wp-dyn...091803501.html
Uninsurable conditions included pregnancy, and being an "expectant father" was grounds for "automatic rejection." So was having received "therapy/counseling" within six months of the application. There was also this more general disqualifier: "currently experiencing/experienced within the last 12 months symptoms for which a physician has not been consulted."
Health Net guidelines for 2006 say that people could be denied coverage or charged higher premiums if they were taking certain medications, including Zyrtec, an allergy remedy, and Lamisil, which is widely advertised as a treatment for toenail fungus.
Pregnant women could be rejected, as could expectant fathers, the document said.
Spytheweb:
So all of you who say you like your insurance is just sitting on a denial list waiting to have your name called when it looks like you're going to cost your insurance company too much money and you become a medical loss for them, then they drop/deny you.
So you better not get any of these conditions or many more not listed.
Support single payer HR 676, will save 400 billion dollars a year and cover every US citizen.
http://www.washingtonpost.com/wp-dyn...091803501.html